Web-based financial management tools have become increasingly sophisticated to the point that many people manage their entire financial life with online tools. Here’s a look at five of the most popular personal money management sites.

Photo an image mashup by Leonardini and Wilton.

Earlier this week, we asked you to share your favorite personal money management site; now we’re back to highlight the top five most popular contenders.

Click on the screenshots below for a closer look.

Buxfer (Basic: free, Premium: from $ 2.79 / month)

Many people are reluctant to use online banking for security reasons. Buxfer’s tradeoff for providing ease of use while reassuring users and keeping things as controlled as they want is to offer multiple methods for storing your credentials. You can manually sync your financial accounts with the site, you can store your passwords and login credentials locally using Google Gears, Firefox, or Safari, or you can use the Firebux Firefox extension — Firebux helps you automate the process of downloading financial data from your banking institution and reviewing Buxfer data. If you want to avoid the hassle of managing your own synchronization, Buxfer offers automatic nightly synchronization of your financial data, automatically logging in and pulling data from your various online money portals. Buxfer comes in three versions: Basic (free), Plus ($ 2.79 per month), and Pro ($ 3.79 per month). All accounts include features like split invoices, auto tagging, and mobile access, but you’ll pay extra for unlimited budgets, bill reminders, and balance projections. You can try a Buxfer live demo here.

Yodlee Silver Center (To free)

As many readers have been quick to point out, Yodlee provides the courage for user sites to hundreds of banking and financial services. Organizations like Mint, Thrive, and big banks like Chase use well-known interfaces powered by Yodlee. Yodlee users will often characterize Yodlee as similar to Mint, but without so much emphasis on flashy graphics. Instead, it focuses more on analyzing your raw data. Transaction descriptions, for example, are easier to find and more detailed. Yodlee can import data from thousands of institutions, help you generate a budget, automate your bill payments, and send user-defined alerts. If you like the idea of ​​a site like Mint but want finer control and the ability to manually edit things as needed, Yodlee is a solid alternative.

mint (To free)

Mint has established itself as a major player among web-based financial management tools with an emphasis on usability and automation. The emphasis on automation is so strong that they only recently added the ability to add all kinds of manual transactions. By providing Mint with your various connections, you can track all your financial accounts in one place (checking, savings, credit cards, investments) and easily generate budgets and projections based on your data. Mint has won over a lot of people, especially the younger ones, by being the first tool they’ve used to really get a good look at their money and where it’s going.

Clear Checkbook (Basic: free, Premium: $ 4 / month)

ClearCheckbook is a web based steroid checking ledger ledger. You can track your expenses, enter your daily expenses from the web interface or from your iPhone, Android or Palm, and generate a budget with spending limits. Upgrading to a premium account gives you a custom report tool, custom transaction fields, future balance projection, and changing the auto-suggest feature. Visit ClearCheckbook at the link above for free and premium account video tours, available at the bottom of the main page.

Envelopes ($ 39.60 / quarter)

Mvelopes is a robust web-based financial tool, built on the old principle of budgeting with envelopes: each budget category receives an envelope with a set amount of money. However, the emphasis on an old budgeting technique doesn’t mean you’re stuck with outdated tools. Mvelopes automatically pulls transaction data from hundreds of financial institutions, supports automatic bill payment, and helps you generate snapshots of your net worth as you adjust your budget and goals. Mvelopes is notable for being the only hive competitor without a free account option, perhaps a testament to people’s satisfaction with the service that made it into the top five despite the lack of a free option as in. beer.

Now that you’ve had the chance to check out the top five personal money management sites, it’s time to vote for your favorite:

Got a favorite web tool that hasn’t received a nod or want to talk a little more about your favorite? Let’s hear it in the comments. Got an idea for the next Hive Five? Email us at [email protected] with “Hive Five” in the subject line and we’ll do our best to give your idea the attention it deserves.